Common causes of road accidents and what can you do to avoid them.

The increasing cases of road accidents across the country are a major concern in today’s time. Every year, over a lakh of people lose their lives in road accidents. Moreover, the number of injured individuals is approximately three to four times higher. According to a recent survey, road accidents proved to be fatal for around 1.47 lakh people in the year 2017. These statistics are quite disturbing and therefore it becomes essential to understand the safety measures we can take to avoid road accidents. Below are some of the most common causes of road accidents and ways to avoid them.

Over Speeding:

Over speeding is a common reason behind most of the fatal road accidents. Faster vehicles are comparatively more prone to accident than the slower ones. Moreover, the severity of the accident will also be considerably more in case of faster vehicles. Faster vehicles take more time to stop and may even skid a long distance in the process. Whereas, slower vehicles come to halt immediately after applying the brakes. Also, the judgment time reduces significantly while driving at a faster speed, this increases the chances of error and might lead to a crash. Hence it is advisable to abide by the speed limits and drive safely to avoid any unfortunate event.

Distraction to Driver:

Even a minor distraction while driving can cause colossal damage. Small actions like attending a call, listening to loud music or even adjusting the mirrors of the vehicle while driving can disturb the attention of the driver. In addition to these, some source of distractions can also be from outside the vehicle. Attractive banners or billboards, any animal on the road as well as rash driving by other drivers can lead to distraction and a road crash. Therefore, one should completely be focused and vigilant while driving, especially on busy streets and highways.

Drunken Driving:

Drunken driving is an offense and can get you penalized.  Not only does it put your life in danger but also is a threat to other people on the road. In case, if you happen to consume alcohol on any occasion, you should always take a cab back home or ask your friend to drop you. As a responsible and law-abiding citizen, it should be your responsibility to not drive under the influence of alcohol or any other drugs.

Not obeying the traffic rules can also cause accidents. Lastly, since more accidents are reported during rainy seasons, it’s important to be alert and aware of road conditions, speed limits, and traffic during rainy weather.

An accident can be physically traumatic as well as can take a toll on the financial stability of the individual. This is where accident coverage plays an important role. It covers individuals against high medical expenses. Moreover, having a car insurance policy can safeguard you from the financial liabilities of your vehicles. Motor insurance covers loss or damage to the vehicle due to accident, theft, fire, explosion, riots, and natural calamities. With prominent financial institutions, you can purchase car insurance online in a hassle-free manner.

Lastly, since road accidents are so rampant, you must not forget to put on safety gears like seat-belts or helmets before hitting the road.

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